For contractors and dealer principals
Reinsurance Advisory Services for Business Owners
WarrantyRE helps home service contractors and auto dealers form, structure and run their own warranty reinsurance company instead of paying a third party.
- Company formation and reinsurance structure design
- Claims, compliance, filings and tax returns handled
- Admin obligor structure backed by A-rated insurers
Reinsurance experts since 1994, serving 400+ clients across the United States.
Prefer to talk? Call (804) 824-9533
Talk with a reinsurance advisor
Tell us about your business and we will walk you through how the structure works.
What our reinsurance advisory covers
Structure built around your business
We review how your warranties and service contracts work today, then design a reinsurance structure you own.
Formation handled for you
We set up your reinsurance company, the legal forms and the filings so you are not chasing paperwork.
Admin obligor backing
Your reinsurance company is supported by A-rated insurers under an administrator obligor structure.
Full-service administration
Claims adjudication, compliance, renewals, bookkeeping and monthly performance reports are all included.
Training for your team
Onboarding and staff training so your sales and service people know how to present the program.
Advisors who stay with you
A team of eight in Southeast Virginia works with owners nationwide, year after year.
Advisory for owners who want to keep their warranty profits
Most contractors and dealers hand their warranty and service contract business to a third-party provider. That provider keeps the underwriting profit. Our advisory work shows you another path: your own administrator-obligor reinsurance company, funded by the warranties you already sell.
Tim Byrd founded WarrantyRE in 1994 and the family team has guided owners through this process ever since, from the first analysis through formation, launch and ongoing reporting.
- Reinsurance structure design and company formation
- Warranty product design and pricing analysis for your proposals
- HVAC labor warranties on furnace, AC, heat pump and mini split installs
- Plumbing, electrical and roofing workmanship labor warranties
- Vehicle service contracts, Certified Pre-Owned, GAP, tire and wheel, door ding, theft prevention and windshield repair
- Buy Here Pay Here products including CPI, limited warranties, VSC, GAP, VSI and debt cancellation
- Claims adjudication, compliance, legal forms, filings, renewals and tax returns
- Bookkeeping, financial statements and monthly performance reporting
- Reinsurance premium investment and tax planning guidance
Owners who made the move
“Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business.”
“Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody.”
“The program that they put together is just perfect for our organization!”
What happens after you reach out
Discovery call
We learn about your business, the warranties or service contracts you sell now, and who administers them.
Business analysis
We review your volume and product mix, then show you how a reinsurance structure you own would be built.
Formation and launch
If it fits, we handle the company setup, legal forms and filings, train your staff and start administration.
Frequently asked questions
Who is this advisory service for?
Business owners only. We work with HVAC, plumbing, electrical, roofing and general contractors, plus independent, franchise, retail and Buy Here Pay Here auto dealers. We do not sell warranties to homeowners or car buyers.
What does it cost?
Pricing depends on your business, product mix and structure. We do not charge hidden additional fees. A consultation is the way to get the numbers for your situation.
Do I have to run the warranty program myself?
No. WarrantyRE provides full-service administration: claims adjudication, compliance, legal forms, filings, renewals, tax returns, bookkeeping and monthly reports.
Who backs the reinsurance company?
Your company is set up as an administrator obligor structure supported by A-rated insurers.
Do you work outside my state?
We serve clients nationwide across the United States from our office in Southeast Virginia. We do not work outside the US.
How long does setup take?
That depends on your business and state filings. We handle the formation, forms and filings and keep you updated at each step.
See how your own warranty reinsurance company would look
Tell us about your contracting business or dealership. We will review your current warranty setup and explain the structure, the administration and what ownership involves.
- Company formation and reinsurance structure design
- Claims, compliance, filings and tax returns handled
- Admin obligor structure backed by A-rated insurers
Prefer to talk? Call (804) 824-9533