For Contractors & Dealer Principals
Start Your Own Producer Owned Reinsurance Company
WarrantyRE forms and runs the structure for you, so the warranties and service contracts you already sell are reinsured by a company you own.
- Turnkey formation, filings, compliance and tax returns
- Admin obligor structure backed by A-rated insurers
- Claims adjudication, bookkeeping and monthly reports
Reinsurance experts since 1994, serving 400+ clients across the United States.
Prefer to talk? Call (804) 824-9533
Ask About Owning Your Reinsurance Company
Share a few details and a WarrantyRE specialist will walk you through how the structure works for your business.
Why Owners Build Their Own Reinsurance Company
You own the company
The reinsurance company is formed in your name. Underwriting profit from your program stays with your company instead of a third-party provider.
A-rated insurer backing
Your program is an administrator obligor structure supported by A-rated insurers, so the paper behind your warranties is solid.
We handle the paperwork
Legal forms, filings, renewals and tax returns are managed by our team. No hidden additional fees.
Full claims administration
WarrantyRE adjudicates and administers claims on your program, so your staff stays focused on selling and serving customers.
Numbers you can see
You get bookkeeping, financial statements and monthly performance reports on your reinsurance company.
Training for your team
Onboarding and staff training help your people roll out the warranty program the right way from day one.
How a Producer Owned Reinsurance Company Works
When you sell a labor warranty, a vehicle service contract or an F&I product today, a third-party administrator usually keeps the underwriting profit. With a producer owned reinsurance company, you form your own company and reinsure those products yourself, so the underwriting results stay with a business you own in a tax-advantaged structure.
WarrantyRE builds and runs it end to end: company formation, reinsurance structure design, warranty product design and pricing analysis, compliance, claims, bookkeeping and ongoing reporting. We have done this since 1994, first for auto dealers and now for home service contractors across the country.
- Company formation and reinsurance structure design
- Administrator obligor programs backed by A-rated insurers
- Labor warranty programs for HVAC, plumbing, electrical and roofing contractors
- Vehicle service contract and F&I reinsurance for franchise and retail dealers
- BHPH products: CPI, limited warranties, VSC, GAP, VSI and debt cancellation
- Tire & wheel, door ding, theft prevention and windshield repair products
- Claims adjudication, compliance, legal forms, filings and tax returns
- Bookkeeping, financial statements and monthly performance reporting
Proven Reinsurance Experience
“Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business.”
“Tim is a good Christian man who is going to be honest with you, tell you if the program is going to work for you, and how best it will work for you. They have so many options there is something for everybody.”
“The program that they put together is just perfect for our organization!”
What Happens Next
Tell us about your business
Send the form with your industry and the warranty or service contract products you sell now.
Review your program
We analyze your numbers, design the warranty product and show you how the ownership structure would be set up.
Form and launch
We handle formation, filings and compliance, train your staff, then administer claims and reporting going forward.
Frequently asked questions
What is a producer owned reinsurance company?
It is a company you form and own that reinsures the warranties, service contracts or F&I products sold through your business. WarrantyRE sets it up as an administrator obligor structure backed by A-rated insurers and handles the administration.
Who is this program for?
Business owners only. We work with HVAC, plumbing, electrical, roofing and other home service contractors, plus independent, franchise, retail and Buy Here Pay Here dealership owners across the United States.
Do you sell warranties to homeowners or car buyers?
No. WarrantyRE does not sell warranties or service contracts to consumers. We build and administer reinsurance companies owned by contractors and dealer principals.
What does it cost to set up?
Pricing depends on your business, the products you sell and your volume, so we quote it after we review your situation. Our program has no hidden additional fees.
Who handles claims and compliance after setup?
We do. WarrantyRE manages claims adjudication, regulatory compliance, legal forms, filings, renewals and tax returns, along with bookkeeping and monthly performance reports.
Do you work outside my state?
We serve clients nationwide across the United States from our home office in Southeast Virginia. We do not work outside the U.S.
See If a Producer Owned Reinsurance Company Fits Your Business
Tell us what you sell today and we will explain the structure, the setup steps and what we handle for you. No obligation.
- Turnkey formation, filings, compliance and tax returns
- Admin obligor structure backed by A-rated insurers
- Claims adjudication, bookkeeping and monthly reports
Prefer to talk? Call (804) 824-9533