Exam & Audit Readiness
Regulatory Examination Support for Fintechs and Banks
Pillars FinCrime Advisory helps you prepare for BSA/AML exams, audits and bank-partner reviews with documentation and controls that hold up to scrutiny.
- Mock exam review of your AML, BSA and KYC program
- Gap findings turned into a clear remediation plan
- Led by a CAMS-certified financial crime advisor
Founder-led by Joshua Douglas, CAMS certified, 12+ years in financial crime.
Prefer to talk? Call 281-825-1603
Talk about your exam or audit
Tell us what is coming up. We will reply with next steps and how we can help.
Why firms bring us in before the examiners arrive
See the gaps first
We review your policies, procedures and risk assessment the way an examiner would, so surprises come from us and not from a findings letter.
Documentation that tells the story
Clear policies, risk assessments and case files that show your program works as written.
Stronger alerts and SAR quality
We tune transaction monitoring and review SAR narratives so decisions and filings stand up to review.
Senior help without a full-time hire
Fractional CCO and BSA Officer support gives you experienced leadership during exam prep and after.
Sponsor bank ready
We represent your program to sponsor banks and partners, translating controls into the answers they expect.
Practical, not theoretical
Recommendations you can actually run, built around your real risk profile and volume.
What regulatory examination support covers
Exams and audits test whether your written program matches what your team does every day. We look at both. Pillars FinCrime Advisory reviews your AML and BSA program end to end, flags weak spots, and helps you fix them before an examiner or bank partner finds them.
Support can run before, during and after the exam. We help prepare responses and requested documents, then turn any findings into a remediation plan your team can complete and evidence.
- Mock exam and readiness review across AML, BSA, KYC and KYB
- Policy, procedure and governance documentation refresh
- Financial crime risk assessment build or update
- Transaction monitoring tuning and alert quality review
- SAR program review: alert investigation, case files and narratives
- Sanctions and OFAC screening calibration and case disposition
- FinCEN reporting checks, including CTRs and Beneficial Ownership
- Remediation planning for prior findings and audit issues
Experience behind your exam prep
“Pillars helped us navigate a complex regulatory review with confidence. Their hands-on approach and deep understanding of fintech compliance made all the difference. Our program is now scalable and audit-ready.”
“From transaction monitoring optimization to KYC redesign, Pillars delivered measurable improvements. Alert quality is up, operational friction is down, and we're better prepared for regulatory exams.”
What happens after you reach out
Share your situation
Send the form. Tell us what exam, audit or partner review is ahead and what worries you most.
Scoping call
We talk through your program, current documentation, volumes and any past findings.
Get a plan and proposal
You receive a proposed scope for readiness review, remediation or fractional support, with clear next steps.
Frequently asked questions
What does regulatory examination support include?
A readiness review of your AML, BSA, KYC/KYB, sanctions and SAR program, help preparing documentation and exam responses, and a remediation plan for any gaps found.
How is pricing set?
Pricing depends on scope: program size, transaction volume, the exam or audit type, and how much remediation is needed. We quote after a short scoping call.
Do you work with companies outside Texas?
Yes. We are based in Houston, Texas and serve fintechs, payments companies and financial institutions nationwide across the United States.
Can you support us during the exam, not just before?
Yes. Support can cover preparation, help with examiner requests and documentation during the review, and remediation after findings are issued.
Do you provide legal advice or representation?
No. We are a financial crime compliance consultancy, not a law firm. We do not provide legal representation or legal advice.
What if we have no compliance leader in place?
Fractional CCO and BSA Officer services give you senior compliance leadership and program accountability without the cost of a full-time hire.
Get ready before the exam letter arrives
Tell us about your upcoming exam, audit or bank review. We will show you where your program stands and what to fix first.
- Mock exam review of your AML, BSA and KYC program
- Gap findings turned into a clear remediation plan
- Led by a CAMS-certified financial crime advisor
Prefer to talk? Call 281-825-1603