For fintechs, payments and banks
Fintech Regulatory Compliance Built to Scale
Pillars FinCrime Advisory builds AML, BSA and KYC programs that fit how your business actually runs — practical, scalable and audit-ready.
- Full-lifecycle AML/BSA program design and remediation
- Fractional CCO and BSA Officer leadership, no full-time hire
- Exam, audit and sponsor bank readiness support
Founder-led by Joshua Douglas, CAMS certified, 12+ years in financial crime.
Prefer to talk? Call 281-825-1603
Talk to a fintech compliance consultant
Tell us about your program. We'll reply with next steps and how we can help.
Why fintechs work with Pillars
Programs that scale with you
Policies, procedures and controls built around your real risk profile, so they still work as volume grows.
Senior expertise, flexible cost
Fractional CCO and BSA Officer services give you experienced compliance leadership without the overhead of a full-time hire.
Ready for the exam
We help you prepare for regulatory exams and audits, so findings do not catch your team by surprise.
Better alerts, less noise
Transaction monitoring tuning and KYC redesign improve alert quality and cut operational friction.
A bridge to your sponsor bank
Bank-ready documentation, regulatory alignment and clear partner communication for sponsor bank relationships.
Vendor-neutral tool advice
Independent evaluation of AML, monitoring, KYC and audit software matched to your risk and volume — we sell no software.
What fintech compliance consulting covers
Pillars FinCrime Advisory supports the full lifecycle of a financial crime program. That means writing the policies, running the risk assessment, tuning the systems and standing beside you when the examiner or bank partner asks questions.
Work is led by founder Joshua Douglas, a CAMS-certified compliance professional with 12+ years in financial crime and nearly 20 years across financial services. We serve fintechs, payments companies and financial institutions nationwide from Houston, Texas.
- AML and BSA program development: policies, procedures and governance
- KYC / KYB program design and KYC redesign
- SAR program support: alert investigation, case documentation and narrative writing
- Sanctions and OFAC screening build, list management and calibration
- Transaction monitoring optimization and tuning
- Financial crime risk assessments and fraud risk programs using the GAO framework
- FinCEN reporting, CTRs and Beneficial Ownership (Corporate Transparency Act)
- Regulatory exam and audit readiness, plus board and executive advisory
Compliance leaders on working with Pillars
“Pillars helped us navigate a complex regulatory review with confidence. Their hands-on approach and deep understanding of fintech compliance made all the difference. Our program is now scalable and audit-ready.”
“From transaction monitoring optimization to KYC redesign, Pillars delivered measurable improvements. Alert quality is up, operational friction is down, and we're better prepared for regulatory exams.”
“The fractional CCO service provided exactly what we needed—senior-level expertise without the overhead. Joshua and his team integrated seamlessly with our operations and gave us the strategic guidance to grow safely.”
How it works
Share your situation
Send the form with your business model, current program stage and what is driving the need.
Scoping call
We talk through your risk profile, regulators, bank partners and gaps, then agree on priorities.
Get a plan and proposal
You receive a clear scope of work — project based, fractional or ongoing advisory.
Frequently asked questions
How much does fintech compliance consulting cost?
Pricing depends on scope: a single risk assessment is different from an ongoing fractional CCO engagement. Tell us what you need and we will scope the work and quote it.
Do you work with early-stage fintechs?
Yes. We work with fintechs, payments companies, money services businesses and financial institutions, including growth-stage companies that need outsourced or fractional compliance leadership.
Can you act as our BSA Officer or CCO?
Yes. We offer fractional CCO and BSA Officer services that provide compliance leadership, regulatory oversight and program accountability without a full-time hire.
Do you help with sponsor bank requirements?
Yes. Sponsor bank representation covers bank-ready compliance documentation, regulatory alignment and communication with your bank partner.
Do you sell compliance software?
No. We stay vendor neutral. We evaluate AML, transaction monitoring, KYC and audit vendors and help you pick the right fit for your risk profile, volume and budget.
Where do you work?
We are headquartered in Houston, Texas and serve clients nationwide across the United States. We do not advise on non-US regulatory jurisdictions.
Get your fintech compliance program exam-ready
Tell us where your program stands today. We will show you what to fix first and how we can help — from program design to fractional compliance leadership.
- Full-lifecycle AML/BSA program design and remediation
- Fractional CCO and BSA Officer leadership, no full-time hire
- Exam, audit and sponsor bank readiness support
Prefer to talk? Call 281-825-1603