AML & BSA Compliance Consulting
Financial Compliance Services Built for Growth
Pillars FinCrime Advisory helps fintechs, payments companies and financial institutions build AML programs that are practical to run and audit-ready.
- Full lifecycle support: policy design to exam readiness
- CAMS-certified advisor with 12+ years in financial crime
- Fractional CCO and BSA Officer help without a full-time hire
Founder-led by Joshua Douglas, CAMS certified, serving clients nationwide from Houston.
Prefer to talk? Call 281-825-1603
Tell us about your compliance needs
Share a few details and Joshua will reply with next steps for your program.
Why companies choose Pillars FinCrime Advisory
One partner for the whole program
From policy development and risk assessments to transaction monitoring tuning and audit readiness, you get end-to-end support.
Senior expertise, no full-time hire
Fractional CCO and BSA Officer services give you experienced compliance leadership and program accountability without the overhead.
Programs that scale with you
Practical, data-driven solutions designed to grow alongside your business instead of slowing it down.
Ready for examiners and bank partners
We help you document decisions and strengthen controls so your program holds up to regulatory and sponsor bank scrutiny.
Vendor-neutral technology advice
Independent evaluation of AML, monitoring, KYC and audit software matched to your risk profile, volume and budget.
Built on real operating experience
Joshua Douglas brings 12+ years in financial crime and nearly 20 years across financial services.
What our financial compliance services cover
Every engagement starts with your actual risk profile, not a template. We design AML, BSA, KYC/KYB and fraud programs that your team can run day to day, then help you prove they work to examiners, auditors and bank partners.
Support is available nationwide across the United States, from a single project such as a risk assessment to ongoing fractional compliance leadership.
- AML program development: policy and procedure design, risk-based approach, regulatory alignment
- Bank Secrecy Act advisory and regulatory exam readiness
- KYC and KYB program design plus KYC redesign
- SAR program support: alert investigation, case documentation and narrative writing
- Sanctions and OFAC screening build, calibration and case disposition
- Transaction monitoring optimization and tuning for better alert quality
- Financial crime risk assessments and fraud risk programs using the GAO framework
- FinCEN reporting support, including CTRs and Beneficial Ownership under the Corporate Transparency Act
- Sponsor bank representation and partner communication
- Fractional CCO / BSA Officer and board and executive advisory
What clients say
“The fractional CCO service provided exactly what we needed—senior-level expertise without the overhead. Joshua and his team integrated seamlessly with our operations and gave us the strategic guidance to grow safely.”
“Pillars helped us navigate a complex regulatory review with confidence. Their hands-on approach and deep understanding of fintech compliance made all the difference. Our program is now scalable and audit-ready.”
“From transaction monitoring optimization to KYC redesign, Pillars delivered measurable improvements. Alert quality is up, operational friction is down, and we're better prepared for regulatory exams.”
How we get started
Tell us where you stand
Send your details and a short note on your business model, products and current compliance gaps.
Talk with Joshua
We discuss your risk profile, regulators, bank partners and what the program needs to support.
Get a plan and scope
You receive a clear recommendation on scope, priorities and whether project work or fractional support fits best.
Frequently asked questions
Who do you work with?
Fintechs, payments companies, banks, credit unions, money services businesses, NIL collectives and platforms, and growth-stage companies that need outsourced compliance leadership. We do not advise individuals on personal financial or legal matters.
How much do your services cost?
Pricing depends on the scope of work, your risk profile and whether you need a one-time project or ongoing fractional support. We scope this together on your first call.
Do you work with companies outside Texas?
Yes. We are headquartered in Houston, Texas and serve clients nationwide across the United States. We do not cover non-US regulatory jurisdictions.
Can you act as our compliance officer?
Yes. Fractional CCO and BSA Officer services provide experienced compliance leadership, regulatory oversight and program accountability without the cost of a full-time hire.
Do you sell compliance software?
No. We are vendor-neutral. We evaluate and help you select AML, transaction monitoring, KYC and audit software that matches your risk profile, transaction volume and budget.
Can you help before a regulatory exam or bank review?
Yes. Exam and audit readiness support is part of our end-to-end program work, including sponsor bank representation and partner communication.
Get compliance that keeps up with your growth
Tell us about your program and we will show you what a modern, scalable, audit-ready approach looks like for your business.
- Full lifecycle support: policy design to exam readiness
- CAMS-certified advisor with 12+ years in financial crime
- Fractional CCO and BSA Officer help without a full-time hire
Prefer to talk? Call 281-825-1603