AML & BSA advisory for digital finance teams
Crypto AML Compliance Programs Built to Scale
Pillars FinCrime Advisory designs AML, KYC/KYB, sanctions and transaction monitoring programs that hold up with your sponsor bank, auditors and examiners.
- Policies, risk assessments and controls matched to your risk
- Sharper transaction monitoring with better alert quality
- Fractional CCO or BSA Officer support without a full-time hire
Founder-led by Joshua Douglas, CAMS certified, 12+ years in financial crime
Prefer to talk? Call 281-825-1603
Tell us about your program
Share a few details and we will follow up to scope the work and next steps.
Why teams bring us in
Built for how you actually operate
We design AML and BSA programs around your real risk profile, so they are practical to run, not just technically compliant.
Bank and examiner ready
Policies, risk assessments and governance documented so sponsor banks, auditors and examiners can follow your decisions.
Fewer low-value alerts
Transaction monitoring tuning and sanctions screening calibration lift alert quality and cut operational friction.
Senior help without the overhead
Fractional CCO and BSA Officer support gives you experienced compliance leadership and program accountability on demand.
Full lifecycle support
From KYC/KYB design and SAR programs to vendor selection and audit readiness, one partner covers the whole program.
Vendor neutral advice
We evaluate AML, monitoring, KYC and audit tools against your risk profile, volume and budget. We do not sell software.
What your AML compliance program covers
Digital asset and payments businesses face the same core expectations as any regulated money services business: a written AML program, documented risk assessment, customer due diligence, sanctions screening, monitoring and reporting. We build those pieces end to end, then help you defend them.
Pillars FinCrime Advisory works with fintechs, payments companies, money services businesses and financial institutions across the United States from our base in Houston, Texas.
- AML and BSA policy, procedure and governance design
- KYC and KYB program design, plus KYC redesign for existing programs
- Financial crime risk assessments tied to your products and customers
- Transaction monitoring optimization and rule tuning
- Sanctions and OFAC list management, screening calibration and case disposition
- SAR programs: alert investigation, case documentation and narrative writing
- FinCEN reporting support, including CTRs and Beneficial Ownership Information under the Corporate Transparency Act
- Regional and industry-specific requirements, such as state money transmitter rules
- Sponsor bank representation and partner communication
- Regulatory exam and audit readiness support
- Fraud risk management built on the GAO Fraud Risk Management framework
- Compliance and audit software vendor evaluation and selection
Experience behind your program
“Pillars helped us navigate a complex regulatory review with confidence. Their hands-on approach and deep understanding of fintech compliance made all the difference. Our program is now scalable and audit-ready.”
“From transaction monitoring optimization to KYC redesign, Pillars delivered measurable improvements. Alert quality is up, operational friction is down, and we're better prepared for regulatory exams.”
“The fractional CCO service provided exactly what we needed—senior-level expertise without the overhead. Joshua and his team integrated seamlessly with our operations and gave us the strategic guidance to grow safely.”
What happens next
Send your details
Tell us your business model, products and where your compliance program stands today.
Scoping call
We talk through your risks, gaps, bank or examiner pressure, and what good looks like for you.
Get a plan and quote
You receive a clear scope of work, priorities and pricing so you can decide with confidence.
Frequently asked questions
Do you work with crypto and digital asset companies?
We work with fintechs, payments companies, money services businesses and financial institutions across the US. Share your model and licensing setup and we will confirm fit on the first call.
How is pricing set?
Pricing depends on scope: program build versus tuning, program size, and whether you need ongoing fractional support. We quote after a scoping call so the number matches the work.
Can you act as our BSA Officer or CCO?
Yes. We offer fractional CCO and BSA Officer services that provide compliance leadership, regulatory oversight and program accountability without a full-time hire.
Do you provide legal advice or represent us in court?
No. We are a compliance consultancy, not a law firm. We do not provide legal representation or criminal defense work.
Will you review our alerts and KYC queues for us?
No. We do not provide outsourced alert or KYC operations staffing. We design, optimize and document the program your team runs, including SAR decisioning quality and narrative writing standards.
Do you cover non-US regulators?
We focus on US requirements only, serving clients nationwide from Houston, Texas. That includes federal expectations plus regional rules such as state money transmitter requirements.
Get your AML program bank and exam ready
Tell us where your program stands. We will scope the work and send a clear quote for building, tuning or leading your financial crime compliance program.
- Policies, risk assessments and controls matched to your risk
- Sharper transaction monitoring with better alert quality
- Fractional CCO or BSA Officer support without a full-time hire
Prefer to talk? Call 281-825-1603