BSA & AML Compliance Advisory
BSA Consulting Built for Speed, Scale and Confidence
Pillars FinCrime Advisory helps fintechs, payments companies and financial institutions build BSA programs that are practical to run and ready for exams.
- BSA program design, policies and risk assessments
- OFAC screening and transaction monitoring tuning
- Regulatory exam and audit readiness support
Founder-led by Joshua Douglas, CAMS certified, 12+ years in financial crime.
Prefer to talk? Call 281-825-1603
Talk to a BSA consultant
Tell us about your program. We will follow up to discuss scope and next steps.
Why companies choose Pillars for BSA consulting
Full lifecycle support
From policy development and risk assessments to monitoring tuning and audit readiness, one partner covers the whole BSA program.
CAMS-certified expertise
You work directly with Joshua Douglas, who brings 12+ years in financial crime and nearly 20 years in financial services.
Built to scale with you
Practical, data-driven solutions designed to grow alongside your business instead of slowing it down.
Exam and bank ready
Programs are documented so they hold up to regulatory examiners and sponsor bank scrutiny.
Senior help without the overhead
Fractional CCO and BSA Officer services give you leadership and accountability without a full-time hire.
Nationwide coverage
Headquartered in Houston, Texas and serving fintechs, payments companies and financial institutions across the US.
What BSA consulting covers
Bank Secrecy Act requirements touch every part of your business, from onboarding to reporting. We help you build a program that reflects your real risk profile and is practical for your team to run day to day.
Engagements can start with a single gap, such as alert quality or a pending exam, or cover the full program from design through ongoing advisory.
- BSA program development, policies and procedures
- Financial crime risk assessments and risk-based approach design
- KYC / KYB program design and KYC redesign
- Transaction monitoring optimization and tuning
- Sanctions and OFAC screening build and calibration
- SAR alert investigation, case documentation and narrative writing
- FinCEN reporting, including CTRs and Beneficial Ownership (BOI)
- Regulatory exam and audit readiness support
- Sponsor bank representation and partner communication
- Fractional CCO / BSA Officer and board advisory
What clients say
“Pillars helped us navigate a complex regulatory review with confidence. Their hands-on approach and deep understanding of fintech compliance made all the difference. Our program is now scalable and audit-ready.”
“From transaction monitoring optimization to KYC redesign, Pillars delivered measurable improvements. Alert quality is up, operational friction is down, and we're better prepared for regulatory exams.”
“The fractional CCO service provided exactly what we needed—senior-level expertise without the overhead. Joshua and his team integrated seamlessly with our operations and gave us the strategic guidance to grow safely.”
How it works
Share your situation
Send a few details about your business, your BSA program and what is driving the need.
Scoping call
We talk through your risk profile, current gaps and the outcome you need, then outline options.
Plan and execute
You get a clear scope of work, and we build or strengthen the program with your team.
Frequently asked questions
Who do you work with?
Fintechs, payments companies and processors, banks, credit unions, money services businesses and NIL platforms across the United States.
How much does BSA consulting cost?
Pricing depends on the scope, your risk profile and how much of the program you need built. Share your details and we will scope the work before quoting.
Can you act as our BSA Officer?
Yes. Fractional CCO and BSA Officer services give you experienced compliance leadership, regulatory oversight and program accountability without a full-time hire.
Do you help before a regulatory exam or bank review?
Yes. We provide exam and audit readiness support, plus sponsor bank representation and partner communication to help your program hold up to review.
Do you sell compliance software?
No. We stay vendor-neutral and help you evaluate and select AML, monitoring, KYC and audit tools that match your risk profile, volume and budget.
Are you a law firm?
No. Pillars FinCrime Advisory is a financial crime compliance consultancy. We do not provide legal representation or consumer legal advice.
Get BSA consulting that fits how you actually operate
Tell us where your BSA program stands today. We will map out what it takes to make it scalable and audit-ready.
- BSA program design, policies and risk assessments
- OFAC screening and transaction monitoring tuning
- Regulatory exam and audit readiness support
Prefer to talk? Call 281-825-1603