Fintech Software Product Development
Fintech App Development Company for Founders and SMBs
We build custom fintech web and mobile apps with our field-tested 5D Process. U.S. business analysts, nearshore engineers, no equity given up.
- 200+ custom B2B and B2C software solutions since 2008
- Nearshore developers at a third of U.S. team cost
- Built fintech tools like Bigg Whale's analytics engine
Since 2008. 25 senior developers, designers, testers and project managers.
Prefer to talk? Call +1 573-321-3030
Tell us about your fintech app
Share a few details and we will map out the right next step for your product.
Why fintech founders build with us
A process, not guesswork
Our 5D Process moves your idea from Discovery to launch and support, so less gets missed.
Real fintech experience
We built Bigg Whale's internal predictive analytics engine for an investment firm and have worked with Cash1 and Verisma.
Cost you can plan around
Nearshore Latin American developers work at about a third of U.S. team cost, in your timezone and language.
Keep your equity
You get a full product team instead of handing shares to a technical cofounder.
Secure hosting and monitoring
AWS setup and optimization with 24/7 server monitoring, database backup and disaster recovery.
Support after launch
Monthly support plans start at $625 for up to 5 hours, with larger team packages available.
Custom fintech software development, end to end
Fintech products carry more weight than most apps. Money moves, data is sensitive, and integrations matter. We start with Discovery to define goals, user features, API integrations, business model and the right technology stack, so you build the correct product the first time.
From there our team designs the experience, builds it with agile sprints, deploys it on AWS and keeps it running. We also take over apps built by other developers and work inside existing codebases.
- D1 Discovery: goals, key features, integrations and budget in 2-4 weeks
- D2 Definition and UX Design: specs, designs and a clickable prototype in 4-6 weeks
- D3 Development: agile build of a functional, robust and scalable app in 2-3 months
- D4 Deployment: cloud launch on AWS with 24/7 server monitoring, about 1 month
- D5 Support and Maintenance: tiered monthly plans from $625 per month
- AI services: custom GPTs, generative AI, RPA automation, model training and vector databases
- Nearshore staff augmentation to extend your existing engineering team
- Takeover and support of fintech apps built by other developers
Proof from real projects
“A new internal predictive analytics engine gave Bigg Whale's reps a competitive edge and positioned Susan Horowitz to scale her investment firm.”
“Founders Workshop held a Discovery session to align on needs, then provided team members at a third of U.S. costs, with MVP expected in 3–4 months.”
“For 8 years, Founders Workshop has supported Well Psyche's growth by providing near-shore staff at a third of the cost of U.S. teams, from startup through scaling stages.”
What happens next
You send your details
Tell us your fintech idea or the app you already have. No technical write-up needed.
We talk it through
We review your goals, users, integrations and budget range, then recommend a starting point.
You get a plan and quote
We propose the scope, team structure and cost, usually starting with a Discovery engagement.
Frequently asked questions
How much does fintech app development cost?
Cost depends on features, integrations and team size, so we quote each project after Discovery. Discovery defines the plan, schedule and budget. Post-launch support plans start at $625 per month for up to 5 hours.
How long does it take to build a fintech MVP?
Our phases run about 2-4 weeks for Discovery, 4-6 weeks for Definition and UX Design, 2-3 months for Development and about 1 month for Deployment. Scope drives the final schedule.
Do you work with financial services companies?
Yes. Fintech and financial services are core segments for us. We built an internal predictive analytics engine for investment firm Bigg Whale and have worked with companies including Cash1 and Verisma.
Can you take over a fintech app another developer built?
Yes. We support apps built by our team or by others, integrating with existing codebases or transitioning you from your current developer. We can also run a code review of your current app.
Where is your team based?
We are headquartered in Arizona and serve clients across the U.S. Development teams are nearshore across Latin America and the Western Hemisphere, in your timezone and language, at about a third of U.S. cost.
Do I have to give up equity?
No. You hire a product team instead of bringing on a technical cofounder, so you keep your equity.
Ready to build your fintech app?
Tell us what you want to build. We will review your idea and come back with a clear plan, team and quote.
- 200+ custom B2B and B2C software solutions since 2008
- Nearshore developers at a third of U.S. team cost
- Built fintech tools like Bigg Whale's analytics engine
Prefer to talk? Call +1 573-321-3030