Dealer-Owned Reinsurance Since 1994
Your Own Producer Owned Reinsurance Company, Built for Dealers
Stop sending your F&I product profits to a third-party provider. DealerRE forms and manages your dealer-owned, admin obligor reinsurance company from setup to claims.
- Own the company that reinsures your F&I products
- We handle setup, filings, claims, taxes and reporting
- Admin obligor: your company is insured by A rated insurers
Trusted since 1994. More than 400 dealers served coast to coast.
Prefer to talk? Call (804) 824-9533
Request your reinsurance program review
Tell us about your dealership and a DealerRE advisor will walk you through how a producer owned reinsurance company is structured.
Why dealers open their own reinsurance company
Keep the underwriting profits
The products you already sell get reinsured by a company you own, not by a third-party provider.
Control the claims experience
You have a say in how claims are handled, which shapes the ownership experience your customers get.
We run the back office
Claims adjudication, compliance, bookkeeping, financials, legal forms, filings, tax returns and renewals.
F&I training and menus
F&I development, menus and training classes online or in person for your finance office staff.
Fast and easy company set-up
We handle the paperwork to form your admin obligor reinsurance company. No hidden additional fees.
Nationwide support
DealerRE works with dealers coast to coast from our Southeast Virginia office, Monday to Friday, 9AM-5PM.
What a producer owned reinsurance company looks like
When you sell a service contract, GAP or an ancillary product, the premium normally goes to a third-party or manufacturer provider. In a dealer-owned, admin obligor structure, that business is reinsured by a company you own instead. Underwriting profits and investment income stay inside your company.
DealerRE builds and manages the whole program. Your reinsurance company is insured by A rated insurers, and our team takes care of the filings, claims, books and reporting so you can focus on selling cars. Tax planning and dealership profitability analysis are part of the ongoing work we do with dealer principals.
- Vehicle service contracts and extended warranties (VSC)
- Guaranteed Asset Protection with 150% or 125% LTV, deductible coverage and PowerTrain Assistance
- Limited mechanical breakdown warranties with customizable coverage
- DealerRenew Certified: your own CPO program with a 100+ point inspection
- InTire tire and wheel protection with non-prorated coverage and 24/7 roadside
- Windshield repair coverage using the Safelite repair process, plus door ding paintless dent repair
- Theft Avert window etching and Phantom Footprints theft prevention
- For BHPH and lenders: Debt Cancellation Coverage, Collateral Protection Insurance and Vendor Single Interest
Dealers who run their own reinsurance company with DealerRE
“Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business.”
“Great staff and company to work with for your Reinsurance Company. Customer service is top notch and always willing to help make your Reinsurance Company more profitable with training just a phone call away. Highly Recommend any Dealers looking to start your Reinsurance company to get intouch with DealerRE to get you set up!”
“Turnkey from A to Z! They really understand all the aspects of reinsurance and are ALWAYS available to help, being just a phone call away.”
What happens after you reach out
Tell us about your store
We look at your volume, the F&I products you sell today and who administers them now.
See your program mapped out
We show you how a dealer-owned, admin obligor reinsurance company would be structured for your dealership.
We set it up and run it
We form the company, handle legal forms, filings and renewals, and take over claims, compliance, bookkeeping and reporting.
Frequently asked questions
What is a producer owned reinsurance company?
It is a company owned by you, the dealer, that reinsures the F&I and ancillary products your store sells. Instead of a third-party provider keeping the underwriting profit, that business flows into a company you own. DealerRE uses an admin obligor structure, and your reinsurance company is insured by A rated insurers.
Do you handle NCFC or other structures?
DealerRE forms and manages dealer-owned, admin obligor reinsurance companies. If you are comparing structures, bring your questions to your program review and our team will explain exactly how our program is built and administered.
What does it cost to set up and run?
Pricing depends on your dealership, your volume and the products you want to reinsure. There are no hidden additional fees. Ask for a program review and we will lay out what is included in the full-service administration.
Do I have to be a franchise dealer?
No. We work with franchise, independent, retail and Buy Here Pay Here dealers, dealer groups, and lenders looking at VSI and CPI.
Who handles claims, filings and taxes?
We do. DealerRE provides full-service administration: claims adjudication, compliance, bookkeeping, financial and performance reporting, legal forms, filings, tax returns and renewals.
Do you work with dealers outside Virginia?
Yes. DealerRE is headquartered in Southeast Virginia and serves dealers nationwide, coast to coast across the United States. We do not work outside the US.
See how a dealer-owned reinsurance company would work for your store
Send us a few details about your dealership. A DealerRE advisor will walk you through the structure, the products you can reinsure and what we administer for you.
- Own the company that reinsures your F&I products
- We handle setup, filings, claims, taxes and reporting
- Admin obligor: your company is insured by A rated insurers
Prefer to talk? Call (804) 824-9533