For dealer principals and F&I directors
F&I Ancillary Products You Can Reinsure and Own
Keep selling the same automotive F&I products. Reinsure them through your own dealer-owned company instead of a third-party provider.
- Tire & wheel, windshield, door ding, theft, GAP and VSC
- Your own admin obligor company, insured by A rated insurers
- Full-service admin: claims, filings, books and reporting
Trusted since 1994. Over 400 dealers served coast to coast. NIADA member and sponsor.
Prefer to talk? Call (804) 824-9533
Talk with a reinsurance specialist
Tell us about your store and the F&I products you sell. We'll walk you through how a dealer-owned program works.
Why dealers reinsure their ancillary products
Keep the underwriting profit
Third-party providers keep the profit on every ancillary contract you sell. A dealer-owned company lets that income stay with you.
Control the claims experience
You own the company, so you have a say in how claims are handled for your customers.
Bundle or sell separately
Present ancillary products one at a time or bundled into a menu. Your F&I team decides what fits each deal.
We handle the paperwork
Company setup, legal forms, filings, tax returns and renewals are managed by our team.
F&I training included
F&I development, menus and training classes online or in person help your team present products well.
Built for your store type
Franchise, independent, retail and Buy Here Pay Here dealers nationwide, coast to coast.
The ancillary products in a DealerRE program
Ancillary products are the smaller F&I items you sell alongside a service contract. Each one you reinsure adds another income stream to your dealer-owned company instead of a third-party provider's books.
You choose which products to include. We set up the admin obligor structure, adjudicate claims, keep the books and report on how each product performs.
- InTire tire & wheel: covers tires against road hazards like nails, potholes, glass and debris, non-prorated, with 24/7 roadside service
- Windshield repair: small cracks, stars and chips from road hazards through the Safelite repair process
- Door ding protection: dent removal with no sanding, painting or body fillers
- Theft Avert: window etching with traceable numbers plus Phantom Footprints anti-theft labeling on body parts
- GAP: options include 150% or 125% LTV, underlying insurance deductible coverage and PowerTrain Assistance
- Vehicle service contracts and limited mechanical breakdown warranties with customizable terms
- DealerRenew Certified: your own CPO program with a 100+ point inspection and reinsured limited warranties
- BHPH and lender products: DCC, CPI and VSI
Dealers who made the move
“Nothing but praise for the DealerRE products and team. The team is professional, focused and will almost ensure your sucess. We find the CPI very useful, and our customers love the Service Contracts. They are members of many of the independent dealer associates and seem to really enjoy working within the auto industry. Great experience.”
“Great experience with the team at DealerRE. From start to finish they have been professional, helpful, and concerned with my needs. It's great to have more control over the warranty / service contract claims approval and even better that the profits stay with me instead of a third party warranty company. Thanks again.”
“Our Family Advantage Program has allowed us offer our customers a warranty that my dealer competitors can't come close to offering.”
What happens after you reach out
We learn your store
Tell us your dealer type, volume and which F&I products you sell today.
We map the structure
We review which ancillary products fit a dealer-owned reinsurance program for you and explain the admin obligor setup.
We set it up and run it
If it's a fit, we handle formation, legal forms, filings, claims adjudication, bookkeeping and reporting.
Frequently asked questions
Is this coverage I can buy for my own car?
No. DealerRE works only with auto dealers and lenders. These are F&I products your dealership sells, reinsured through a company you own. We do not sell coverage to car buyers.
What does a reinsurance program cost?
Pricing depends on your dealer type, product mix and volume, so we quote after a short conversation. DealerRE charges no hidden additional fees.
Do I have to reinsure every product?
No. You choose which ancillary products to include. They can be presented separately or bundled with other F&I products.
Who backs the coverage?
The structure is admin obligor, which means your reinsurance company is insured by A rated insurers.
Do you work with dealers in my state?
Yes. DealerRE serves dealers nationwide, coast to coast, from its headquarters in Southeast Virginia.
Will my F&I team know how to sell these products?
We include F&I development, F&I menus and F&I training classes, offered online and in person, plus an onboarding program for your staff.
See how your ancillary products could work for you
Send us a few details about your dealership. A DealerRE specialist will walk you through the structure, the products and what setup involves.
- Tire & wheel, windshield, door ding, theft, GAP and VSC
- Your own admin obligor company, insured by A rated insurers
- Full-service admin: claims, filings, books and reporting
Prefer to talk? Call (804) 824-9533