For Franchise, Independent & BHPH Dealers
Start Your Own Dealer Owned Warranty Company
DealerRE helps franchise, independent and Buy Here Pay Here dealers form and run their own admin obligor reinsurance company for the F&I products they sell.
- Own the company behind the warranties you sell
- Setup, legal forms, filings and renewals handled for you
- Claims, compliance, bookkeeping and reporting in one place
Trusted since 1994. More than 400 dealers served coast to coast.
Prefer to talk? Call (804) 824-9533
Talk with a reinsurance specialist
Tell us about your dealership and we will walk you through how a dealer owned warranty company is set up and run.
Why dealers open their own warranty company
You own the company
Instead of sending every contract to a third-party provider, the warranties and F&I products you sell run through a company you own.
Control the claims experience
You have a say in how claims are handled for your customers, so you can protect the ownership experience at your store.
Paperwork off your desk
We manage company setup, legal forms, filings, tax returns and renewals, plus bookkeeping and financial reporting.
Admin obligor structure
Your reinsurance company is set up as an admin obligor and is insured by A-rated insurers.
Training for your F&I team
F&I development, F&I menus and F&I training classes are available online and in person as part of our full-service model.
Real people on the phone
A small, experienced team answers your calls. Dealers across the country work with the same people year after year.
What a dealer owned warranty company covers
A dealer owned warranty company is a reinsurance company formed in your name. The F&I and ancillary products you already sell are reinsured through it, so the underwriting results and investment income stay inside a company you control instead of a third-party or manufacturer program.
DealerRE handles the build and the day-to-day work: formation, legal forms, filings, tax returns, renewals, claims adjudication, compliance, bookkeeping and performance reporting. You keep selling; we keep the company running.
- Vehicle service contracts (VSCs) and extended warranties
- Limited mechanical breakdown warranties with customizable terms
- DealerRenew Certified CPO program with a 100+ point inspection
- GAP with 150% or 125% LTV, deductible coverage and PowerTrain Assistance
- InTire tire and wheel protection with 24/7 roadside service
- Windshield repair coverage using the Safelite repair process
- Door ding protection and Theft Avert window etching with Phantom Footprints
- DCC and CPI for BHPH dealers, plus VSI for dealers and lenders
Dealers trust DealerRE with their own company
“These guys are pros when setting up Dealer warranty. Superb service!”
“Great experience with the team at DealerRE. From start to finish they have been professional, helpful, and concerned with my needs. It's great to have more control over the warranty / service contract claims approval and even better that the profits stay with me instead of a third party warranty company. Thanks again.”
“Without question, starting our own Reinsurance Company is one of the best decisions I ever made in the used car business.”
What happens after you reach out
We learn about your store
A DealerRE team member calls to talk through your dealership, the F&I products you sell now and what you want to change.
We show you the structure
You see how an admin obligor reinsurance company is formed, which products can be reinsured and what administration we handle.
We set up and train
If it is a fit, we handle the company setup, legal forms and filings, then onboard and train your team.
Frequently asked questions
What is a dealer owned warranty company?
It is a reinsurance company formed in the dealer's name. The service contracts, warranties and ancillary products you sell are reinsured through it, using an admin obligor structure insured by A-rated insurers, instead of running through a third-party provider.
Do I have to set up an LLC or other entity myself?
No. DealerRE handles company setup and manages the legal forms, filings, tax returns and renewals. Your specialist will review the right structure for your dealership during the call.
Which products can I reinsure?
VSCs and extended warranties, limited warranties, CPO warranties through DealerRenew Certified, GAP, InTire tire and wheel, windshield repair, door ding, Theft Avert, plus DCC, CPI and VSI.
Do you work with independent and Buy Here Pay Here dealers?
Yes. DealerRE works with franchise, retail, independent and BHPH dealers nationwide, coast to coast, from our office in Southeast Virginia.
What does it cost to get started?
There are no hidden additional fees. The right program depends on your dealership, your volume and the products you sell, so we review that with you and then give you the numbers for your store.
Where can I read DealerRE reviews?
DealerRE has a 5.0 rating from 36 Google reviews. Dealers most often mention the responsive team, accurate reporting and help with claims and training.
Do you handle claims and the back office?
Yes. Full-service administration includes claims adjudication, compliance, bookkeeping, financial and performance reporting, plus F&I training and menus.
Ready to own the warranty company behind your deals?
Tell us about your dealership and we will walk you through how dealers set up and run their own reinsurance company. Call (804) 824-9533 or send your details and we will reach out.
- Own the company behind the warranties you sell
- Setup, legal forms, filings and renewals handled for you
- Claims, compliance, bookkeeping and reporting in one place
Prefer to talk? Call (804) 824-9533