Arizona down payment help for teachers
Teachers: First Time Homebuyer Program Help in Arizona
We match Arizona teachers and school staff with federal, state and county down payment and closing cost assistance programs. Start with your ZIP code.
- Federal, state and county programs matched to your area
- Help toward down payment, closing costs and no-money-down options
- Guidance from a Certified Local Specialist near you
Arizona only. Programs matched by your city and ZIP code.
Prefer to talk? Call 480-256-2426
See which Arizona programs fit you
Share a few details and a Certified Local Specialist will reach out about programs in your area.
Why Arizona teachers start here
Many programs, one short form
We look across federal, state and county assistance programs in Arizona, so you don't have to hunt for each one.
Help with the cash up front
Programs may help with your down payment and closing costs, and some are no-money-down options.
Credit and mortgage coaching
Specialists give advice on improving your credit score and working toward mortgage qualification.
A local expert, not a search engine
You are referred to a Certified Local Specialist: an Arizona real estate pro trained in these programs.
Savings already set aside? Still apply
Having some down payment money does not rule you out. Some buyers add assistance on top of what they saved.
Rehab help in some areas
Some programs support home rehabilitation in government-designated revitalization areas.
First time homebuyer programs for Arizona teachers
We are not a teacher-only program. We are an Arizona matching service that helps buyers, including teachers and school staff, find down payment assistance and home buying grant programs from federal, state and county sources. Each program sets its own rules, and your Certified Local Specialist walks you through which ones fit your income, credit score and target home price.
Amounts vary by program. Some Arizona programs offer up to $25,000 to $30,000 or more. Some are forgivable if you stay in the home for a set period, and others must be repaid. Program funds are awarded first-come, first-served.
- Down payment assistance for first-time buyers in Arizona
- Closing cost assistance programs
- No-money-down purchase options
- Forgivable grants tied to staying in the home for a set period
- Repayable assistance, depending on the program
- Home rehabilitation grants in government-designated revitalization areas
- Matching based on income, credit score and target home price
- Online application help and grant eligibility pre-qualification
- Referral to a Certified Local Specialist in your county
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
“One of the best things we found with ArizonaHomeGrants is the amount of different Grants and No Money Down programs they have. If your credit isn't the best, you don't have any money saved, or you even make a decent living but still don't have money for a down payment. ArizonaHomeGrants will change that for you!”
What happens after you submit
Tell us your basics
Share your income range, credit score range, target home price and ZIP code on the short form.
We match programs
Your details are matched against federal, state and county assistance programs available in your Arizona area.
Talk with a specialist
A Certified Local Specialist contacts you to go over eligibility rules, the application and any credit or mortgage questions.
Frequently asked questions
Is this a program only for teachers?
No. We match Arizona buyers, including teachers and school staff, with federal, state and county down payment assistance and home buying grant programs. Your specialist reviews which programs fit your situation.
How much assistance is available?
It depends on the program. Some Arizona programs offer up to $25,000 to $30,000 or more. Some are forgivable if you stay in the home for a set period, others must be repaid, and funds are first-come, first-served.
What does your service cost me?
We do not charge you to be matched with programs or to be referred to a Certified Local Specialist. Each program and loan has its own terms, which your specialist will explain.
My credit score is low and I have little saved. Should I still apply?
Yes, it is worth checking. There are programs aimed at buyers with limited savings or less-than-perfect credit, and specialists also give advice on raising your credit score and working toward mortgage qualification.
Do you serve my part of Arizona?
We serve the state of Arizona, with programs matched by your city and ZIP code. We do not cover home buyer programs outside Arizona.
Do you lend the money or write the mortgage?
No. We are a matching and referral service. We connect you with assistance program information and with Certified Local Specialists, who are Arizona real estate professionals trained in these programs.
See which Arizona programs you can apply for
Take two minutes to share your ZIP code, income range and target home price. A Certified Local Specialist will walk you through the down payment and closing cost programs available in your area.
- Federal, state and county programs matched to your area
- Help toward down payment, closing costs and no-money-down options
- Guidance from a Certified Local Specialist near you
Prefer to talk? Call 480-256-2426