Arizona down payment help & housing grants
Grants for Home Purchase in Arizona
Down payment and closing cost programs from federal, state and county sources. Share a few details and a Certified Local Specialist will walk you through them.
- Federal, state and county programs in one place
- Help with down payment and closing costs
- Matched to your Arizona city and zip code
Arizona only. Programs matched to your city and zip code by a local specialist.
Prefer to talk? Call 480-256-2426
Start your Arizona grant match
Tell us a little about your home plans. A Certified Local Specialist will follow up to explain the programs.
Why Arizona buyers start here
Programs at every level
We look at federal, state and county grant and assistance programs for Arizona buyers, not just one.
Down payment and closing costs
Some programs help with the cash needed up front and with money due at the closing table.
Certified Local Specialists
Arizona real estate professionals trained in down payment assistance guide you through each step.
Credit and mortgage guidance
Specialists share advice on credit scores and on the mortgage qualification process.
Rehab help in some areas
Certain programs support home rehabilitation in government-designated revitalization areas.
Matched to your zip code
Your match is based on income, credit score, target home price and the Arizona zip code you want.
How grants for home purchase work in Arizona
Arizona buyers can apply for housing grants and down payment assistance from federal, state and county programs. Some help with the down payment. Some help with closing costs. Some support repairs in government-designated revitalization areas.
We match your details to programs that fit your situation, then connect you with a Certified Local Specialist who explains the rules, the paperwork and the next steps. Funds are awarded first-come, first-served.
- Down payment assistance from federal, state and county programs
- Closing cost assistance grants
- No-money-down and zero down payment options
- Forgivable grants when you stay in the home for a set period
- Repayable assistance, depending on the program you use
- Home rehabilitation grants in government-designated revitalization areas
- Amounts of up to $25,000-$30,000 or more through some programs
- Buyers who already saved a down payment may still apply for more
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“I was introduced to ArizonaHomeGrants from a friend who just purchased a home. I had my down payment already, but I was able to add an additional $22,000 . This helped me make a more aggressive offer with a home with multiple offers. I would not have been able to get the home with that much competition without it! Highly recommend as this is life changing!”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
What happens after you submit
Share your basics
Tell us your zip code, income range, credit range and the home price you have in mind.
We match the programs
We line up federal, state and county grant and down payment assistance programs that fit your details.
Talk with a specialist
A Certified Local Specialist contacts you to go over the rules, the paperwork and your next steps.
Frequently asked questions
What does the matching service cost?
No fee is charged to you for the matching service. Your Certified Local Specialist will go over any costs tied to a specific program or to your home purchase before you apply.
Do I have to pay a grant back?
It depends on the program. Some are forgivable if you stay in the home for a set period. Others are repayable. Your specialist explains the terms of each program you look at.
Can I apply if I already saved a down payment?
Yes. Buyers who already have money set aside can still apply for programs that may add to what they have. Tell us your details and we will go over the options with you.
What if my credit score is low?
You can still submit your details. Certified Local Specialists give advice on improving credit scores and on the mortgage qualification process.
Do you help outside Arizona?
No. We only work with Arizona home purchases. Matching is done by Arizona city and zip code.
Can any program help with repairs?
Some programs support home rehabilitation in government-designated revitalization areas. Your specialist can tell you if the area you are shopping in has one.
See which Arizona home purchase grants fit your plans
Share your zip code, income range and target home price. A Certified Local Specialist will walk you through the federal, state and county programs that may apply. Funds are awarded first-come, first-served.
- Federal, state and county programs in one place
- Help with down payment and closing costs
- Matched to your Arizona city and zip code
Prefer to talk? Call 480-256-2426