Arizona down payment assistance
First Time Home Buyer Arizona Grant Matching
Tell us your income, credit range and target price. We match you with Arizona down payment and closing cost programs, plus a Certified Local Specialist.
- Programs offering up to $25,000-$30,000 or more
- No-money-down and closing cost options reviewed
- Matched by your Arizona city and ZIP code
Certified Local Specialists serve buyers across all Arizona counties.
Prefer to talk? Call 480-256-2426
See which Arizona programs fit you
Answer a few quick questions. A Certified Local Specialist will walk you through your options.
Why Arizona first time buyers start here
One form, many programs
We look at federal, state and county down payment and grant programs available in Arizona.
Help with the cash you need
Some programs help with the down payment. Others help lower the money needed at closing.
Lower credit? Still worth asking
Specialists give advice on credit scores and the steps to qualify for a mortgage.
A local expert by your side
You are matched with a Certified Local Specialist trained in Arizona assistance programs.
Saved some money already?
Buyers who already have a down payment may still qualify for extra assistance funds.
Matched to your area
Programs are matched by your Arizona city and ZIP code, so you see what applies near you.
What Arizona first time home buyer programs cover
Buying your first home in Arizona often comes down to cash up front. Down payment assistance and home buying grants exist to help with that. The hard part is knowing which programs you may fit and how to apply.
We match your details with programs in your area and connect you with a Certified Local Specialist. They explain each option, the rules that come with it, and the steps to apply.
- Down payment assistance from federal, state and county programs
- Closing cost assistance to reduce money needed at closing
- No-money-down home buying program options
- Forgivable grants that require you to stay in the home for a set period
- Repayable assistance loans, with terms that vary by program
- Home rehabilitation grants in government-designated revitalization areas
- Amounts of up to $25,000-$30,000 or more, depending on the program
- Credit score and mortgage qualification coaching from a local specialist
Arizona buyers who started with a simple match
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
“One of the best things we found with ArizonaHomeGrants is the amount of different Grants and No Money Down programs they have. If your credit isn't the best, you don't have any money saved, or you even make a decent living but still don't have money for a down payment. ArizonaHomeGrants will change that for you!”
How it works
Share your details
Send your income range, credit score range, target home price and ZIP code through the short form.
We match programs
Your information is matched against Arizona down payment assistance and grant programs in your area.
Talk with a specialist
A Certified Local Specialist contacts you to explain your options and help with the application.
Frequently asked questions
Do I pay for this service?
No fee to the consumer is stated for the matching service. A Certified Local Specialist will explain any costs tied to a specific program before you apply.
How much assistance is available?
Programs range up to $25,000-$30,000 or more. The amount depends on the program, your details and the funds still available, since funds are first-come, first-served.
Do I have to pay the money back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are repayable. Your specialist explains the terms of each one.
My credit score is low. Should I still apply?
Yes, it is worth asking. Certified Local Specialists give advice on improving credit scores and working toward mortgage qualification.
I already saved a down payment. Can I still apply?
Yes. Buyers who already have money for a down payment may still qualify for additional assistance funds, depending on the program.
Which areas of Arizona do you cover?
Arizona only. Programs are matched to your city and ZIP code across Arizona counties. We do not cover programs in other states.
Find your Arizona first time buyer options
It takes a minute to send your details. A Certified Local Specialist will review the down payment and grant programs available in your part of Arizona. Funds are first-come, first-served, so it pays to ask early.
- Programs offering up to $25,000-$30,000 or more
- No-money-down and closing cost options reviewed
- Matched by your Arizona city and ZIP code
Prefer to talk? Call 480-256-2426