Arizona First-Time Buyers
First Home Buyer Down Payment Assistance Program in Arizona
Tell us your income, credit range and target price. We match you with federal, state and county programs, then connect you with a Certified Local Specialist.
- Programs offering up to $25,000-$30,000 or more
- Down payment and closing cost help options
- Matched to your Arizona city and ZIP code
Arizona-only service. Grant funds are awarded first-come, first-served.
Prefer to talk? Call 480-256-2426
Start your program match
Answer a few questions about your home buying plans. A Certified Local Specialist will follow up.
Why first-time buyers start here
Many programs, one form
We look across federal, state and county down payment assistance and grant programs offered in Arizona.
Help with cash at closing
Some programs help with the down payment, closing costs, or both, so less money may be needed at closing.
Credit questions welcome
Specialists give advice on credit scores and mortgage qualification if your score is holding you back.
A local expert, not a call center
You are referred to a Certified Local Specialist: an Arizona agent trained in these assistance programs.
Savings already? Still ask
Buyers who already have some down payment money may still qualify for additional assistance.
Matched to your area
Programs differ by county and ZIP code, so we match you to what is offered where you want to buy.
How Arizona down payment assistance works
Down payment assistance comes in several forms. Some programs are grants that are forgivable if you stay in the home for a set period. Others are assistance loans you repay. There are also no-money-down options and programs that help with closing costs. Which ones you may fit depends on your income, credit score, target home price and the ZIP code where you want to buy.
Tell us those details once. We compare them against the programs offered in Arizona and connect you with a Certified Local Specialist who explains the rules, the paperwork and the next steps for each option you may fit.
- Down payment assistance and home buying grant matching statewide in Arizona
- Grant and assistance amounts of up to $25,000-$30,000 or more, depending on the program
- Forgivable grants with a stay-in-home period, plus repayable assistance options
- No-money-down and zero down payment program options
- Closing cost assistance programs
- Home rehabilitation grants in government-designated revitalization areas
- Credit score and mortgage qualification coaching from Certified Local Specialists
- Online application help and ZIP code based program matching
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
“One of the best things we found with ArizonaHomeGrants is the amount of different Grants and No Money Down programs they have. If your credit isn't the best, you don't have any money saved, or you even make a decent living but still don't have money for a down payment. ArizonaHomeGrants will change that for you!”
What happens next
Share your details
Enter your income range, credit score range, target home price and the ZIP code where you want to buy.
We match programs
We review federal, state and county assistance and grant programs offered in your part of Arizona.
Talk with a specialist
A Certified Local Specialist contacts you to go over eligibility rules, applications and your next steps.
Frequently asked questions
What does this service cost me?
There is no stated fee to the consumer for the matching service. You submit your details, we match programs and refer you to a Certified Local Specialist in Arizona.
Do I have to pay the assistance back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are assistance loans that must be repaid. Your specialist explains the terms of each option you may fit.
My credit score is low. Should I still apply?
Yes, you can still submit your details. Certified Local Specialists give advice on improving credit scores and on the mortgage qualification process.
I already saved some down payment money. Do I still qualify?
You may. Buyers who already have funds set aside can still be matched with programs that may add to what they have.
Do you help buyers outside Arizona?
No. We only work with home buyers in Arizona. Programs are matched by city and ZIP code within the state.
How much assistance is available?
Programs in Arizona offer up to $25,000-$30,000 or more, depending on the program and your situation. Funds are awarded first-come, first-served, so amounts and availability change.
See which Arizona programs fit your plans
It takes a few minutes. Share your income range, credit range, target price and ZIP code, and a Certified Local Specialist will walk you through your options. Questions? Call 480-256-2426.
- Programs offering up to $25,000-$30,000 or more
- Down payment and closing cost help options
- Matched to your Arizona city and ZIP code
Prefer to talk? Call 480-256-2426