Arizona grant and down payment matching
First-Generation Homebuyer Grant Help in Arizona
No family help with a down payment? Share your income, credit range and target price. We match you to Arizona grant and down payment assistance programs.
- Federal, state and county programs matched by your zip code
- Help with down payment or closing costs, depending on program
- Guidance from a Certified Local Specialist in Arizona
Programs include forgivable and repayable options, awarded first-come, first-served.
Prefer to talk? Call 480-256-2426
Check your program match
Tell us a little about your home search. A Certified Local Specialist can follow up with your options.
Why first-generation buyers start here
Many programs in one place
We look at federal, state and county down payment assistance and home buying grant programs offered in Arizona.
Help when savings are short
Some programs are no money down. Others may help with the down payment, closing costs, or both.
A specialist by your side
A Certified Local Specialist, trained in these programs, walks you through eligibility and the application steps.
Credit and mortgage questions answered
Specialists give advice on credit scores and mortgage qualification, so you know what to work on next.
Matched to your area
Program rules change by area, so we match by city and zip code across all Arizona counties.
Already saved some money?
Buyers who already have part of a down payment may still be able to apply for added assistance.
What first-generation buyers can look at in Arizona
Many people are the first in their family to buy a home. You may have steady income but no gift money for a down payment. Arizona has federal, state and county programs that may help with the down payment or the cash needed at closing. We match your details to the programs that fit your situation.
Some programs are forgivable if you stay in the home for a set period. Others are repaid over time. A Certified Local Specialist explains the rules of each program you are matched with. Funds are awarded first-come, first-served.
- No-money-down home buying programs
- Down payment assistance and closing cost help
- Forgivable grants that ask you to stay in the home for a set period
- Repayable down payment assistance loans
- Home rehabilitation grants in government-designated revitalization areas
- Matching based on income, credit score and target home price
- Open to buyers who already have part of a down payment saved
- Amounts of up to $25,000 to $30,000 or more, depending on the program
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
“One of the best things we found with ArizonaHomeGrants is the amount of different Grants and No Money Down programs they have. If your credit isn't the best, you don't have any money saved, or you even make a decent living but still don't have money for a down payment. ArizonaHomeGrants will change that for you!”
How it works
Share your details
Fill in the short form with your zip code, income range, credit range and the home price you have in mind.
We match your programs
We compare your details with federal, state and county programs available in your part of Arizona.
Talk with a specialist
A Certified Local Specialist contacts you, explains the options and helps with the application steps.
Frequently asked questions
Is there a program only for first-generation buyers?
Program names and rules change by county and by funding source. We match you with the federal, state and county down payment assistance and grant programs open in your area, and a Certified Local Specialist reviews which ones fit your situation.
How much assistance is available?
Programs in our network offer up to $25,000 to $30,000 or more. The amount depends on the program, your location and your details, so your specialist will go over the numbers with you.
Do I have to pay the money back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are assistance loans that are repaid. Your specialist explains the terms before you apply.
What if my credit score is low?
Requirements vary by program. Certified Local Specialists also give advice on improving credit scores and on mortgage qualification, so you know what to work on.
Can I apply if I already saved a down payment?
Yes. Buyers who already have money set aside may still be able to apply for added assistance toward the down payment or closing costs.
Where do you work, and what does this cost?
We serve homebuyers across Arizona, matched by city and zip code. There is no charge to use the matching service or to be introduced to a Certified Local Specialist.
See which Arizona programs fit your home search
It takes a minute to share your details. A Certified Local Specialist will go over the grant and down payment assistance programs open in your area. Funds are first-come, first-served.
- Federal, state and county programs matched by your zip code
- Help with down payment or closing costs, depending on program
- Guidance from a Certified Local Specialist in Arizona
Prefer to talk? Call 480-256-2426