Pima County, Arizona homebuyers
Down Payment Assistance in Pima County, Arizona
Tell us a little about your income, credit and price range. A Certified Local Specialist can walk you through Arizona grant programs of up to $25,000-$30,000 or more.
- Federal, state and county programs matched to your ZIP code
- Help with down payment and closing costs, by program
- Guidance from a Certified Local Specialist in Arizona
Programs include no-money-down options and grants up to $25,000-$30,000 or more.
Prefer to talk? Call 480-256-2426
Check Pima County program options
Answer a few short questions. A Certified Local Specialist can review Arizona down payment and grant programs with you.
Why Pima County buyers start here
Many programs, one short form
Instead of digging through county, state and federal websites, you share your details once and see which programs may fit.
Matched to your ZIP code
Arizona Home Grants Now serves the whole state and matches buyers by city and ZIP code, including Pima County.
Down payment and closing cost help
Some programs help with the down payment, some help with money needed at closing, and some help with both.
Credit and mortgage coaching
Specialists give in-depth advice on improving your credit score and working through mortgage qualification.
A Certified Local Specialist
You are referred to an Arizona real estate professional trained in down payment assistance programs.
Savings already set aside? Still ask
Buyers who already have down payment money may still qualify for additional assistance funds.
Down payment assistance programs for Pima County homebuyers
If you are buying a home in Pima County, the full down payment may not have to come out of your own pocket. Arizona Home Grants Now matches you with federal, state and county down payment assistance and grant programs based on your income, credit score and target home price.
Programs are not all the same. Some grants are forgivable if you stay in the home for a set period. Others are repaid over time. Funds are awarded first-come, first-served, so it helps to look at your options early.
- Grants and down payment assistance of up to $25,000-$30,000 or more, depending on the program
- No-money-down programs for buyers with little or no savings
- Closing cost assistance, so less cash is needed at the table
- Forgivable grants tied to staying in the home for a set period
- Repayable assistance loans, depending on the program you use
- Home rehabilitation grants in government-designated revitalization areas
- Matching based on income, credit score and target home price
- Online application assistance and referral to a Certified Local Specialist
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“I was introduced to ArizonaHomeGrants from a friend who just purchased a home. I had my down payment already, but I was able to add an additional $22,000 . This helped me make a more aggressive offer with a home with multiple offers. I would not have been able to get the home with that much competition without it! Highly recommend as this is life changing!”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
What happens after you submit
You share a few details
Send your income range, credit range, target home price and ZIP code through the short form.
Your details are matched
Your information is compared against federal, state and county programs available in Arizona.
You speak with a specialist
A Certified Local Specialist goes over the programs that may fit and helps with the application steps.
Frequently asked questions
Do you cover Pima County?
Yes. Arizona Home Grants Now works across the state of Arizona and matches buyers by city and ZIP code, which includes Pima County.
How much down payment assistance is available?
Programs offer up to $25,000-$30,000 or more. The amount depends on the program and your situation, which your Certified Local Specialist reviews with you.
Do I have to pay the money back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are repayable assistance. Your specialist explains the terms of each option.
What if my credit score is low?
Matching looks at income, credit score and target home price. Specialists also give advice on improving credit scores and working toward mortgage qualification.
I already saved a down payment. Should I still apply?
Yes. Buyers who already have down payment funds may still qualify for additional assistance, which can go toward the down payment or closing costs.
What does the matching service cost?
No fee is charged for the matching service. Your Certified Local Specialist can explain any costs connected to a specific program, loan or home purchase.
See your Pima County down payment options
Share your income range, credit range, price range and ZIP code. A Certified Local Specialist will go over the Arizona grant and down payment assistance programs that may fit. Funds are first-come, first-served.
- Federal, state and county programs matched to your ZIP code
- Help with down payment and closing costs, by program
- Guidance from a Certified Local Specialist in Arizona
Prefer to talk? Call 480-256-2426