Serving all of Maricopa County
Arizona Down Payment Assistance in Maricopa County
See which federal, state and county down payment and grant programs may fit your plans. Answer a few questions and a Certified Local Specialist follows up.
- Programs with up to $25,000-$30,000 or more available
- Down payment help, closing cost help and no-money-down options
- Matched by your Maricopa County city and zip code
Arizona buyers are matched by city and zip code, in Maricopa County and statewide.
Prefer to talk? Call 480-256-2426
See which programs may fit you
Answer a few quick questions. A Certified Local Specialist will follow up about your options.
How Maricopa County buyers use these programs
Help with the down payment
Assistance programs can go toward the down payment a lender asks for, so less of the cash comes from your own savings.
Less money at closing
Some programs also help with closing costs, which can lower the amount you bring to the closing table.
No-money-down paths
If you have little or no savings, there are no-money-down programs worth asking about before you give up on buying.
Credit and mortgage coaching
Certified Local Specialists give advice on credit scores and the mortgage qualification process while you look at programs.
Rehab funds in revitalization areas
Some programs support home rehabilitation in government-designated revitalization areas.
A local specialist, not a call center
You are referred to a Certified Local Specialist, an Arizona real estate professional trained in these assistance programs.
Down payment assistance for Maricopa County, Arizona
Many buyers in Maricopa County have steady income but not enough saved for a down payment. Others worry their credit score is too low to buy. Federal, state and county programs exist for both situations, and each one has its own rules on income, credit and home price.
ArizonaHomeGrants.org matches your details against programs available in your area, then connects you with a Certified Local Specialist who explains what each program involves. Even buyers who already saved some money may be able to apply for extra assistance.
- Federal, state and county down payment assistance and grant programs
- Grant and assistance amounts up to $25,000-$30,000 or more, depending on the program
- Forgivable grants that may be forgiven if you stay in the home for a set period
- Repayable assistance loans, depending on the program
- No-money-down programs for buyers with little or no savings
- Closing cost assistance
- Home rehabilitation help in government-designated revitalization areas
- Matching based on income, credit score, target home price and zip code
- Program funds are first-come, first-served
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“I was introduced to ArizonaHomeGrants from a friend who just purchased a home. I had my down payment already, but I was able to add an additional $22,000 . This helped me make a more aggressive offer with a home with multiple offers. I would not have been able to get the home with that much competition without it! Highly recommend as this is life changing!”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
What happens after you submit
You share a few details
Give us your zip code, income range, credit range and the home price range you are shopping in.
We match you to programs
Your details are compared against federal, state and county programs available in your Arizona area.
A Certified Local Specialist calls
A trained Arizona real estate professional walks you through the programs, the rules and the application steps.
Frequently asked questions
How much down payment assistance is available in Maricopa County?
Programs offer grant and down payment assistance amounts up to $25,000-$30,000 or more. The amount depends on the program and on details like income, credit score and home price. Funds are first-come, first-served.
Do I have to pay the money back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are repayable assistance. Your Certified Local Specialist explains the terms of each program you are matched with.
What does the matching service cost?
There is no fee to submit your details and be matched with a Certified Local Specialist. Any costs tied to a specific loan or program are explained by the specialist before you apply.
Can I still apply if I already saved a down payment?
Yes. Buyers who already have money set aside may still be able to apply for additional assistance, which some buyers use to make a stronger offer.
My credit score is low. Should I still ask?
Yes. Certified Local Specialists give advice on credit and mortgage qualification along with program matching. Each program sets its own credit and income rules, and the specialist reviews those with you.
Do you only cover Maricopa County?
No. Buyers are matched by city and zip code across the state of Arizona, including Maricopa County and every other county.
Check the programs open in your area
Program funds are first-come, first-served. Share a few details and a Certified Local Specialist will go over the down payment assistance and grant programs available for your Maricopa County home search.
- Programs with up to $25,000-$30,000 or more available
- Down payment help, closing cost help and no-money-down options
- Matched by your Maricopa County city and zip code
Prefer to talk? Call 480-256-2426