Arizona Down Payment Assistance
Start Your Application for Down Payment Assistance in Arizona
Tell us your income, credit score and target home price. We match you with Arizona grant and assistance programs and a Certified Local Specialist.
- Federal, state and county programs matched to your zip code
- Apply online with income, credit score and home price
- A Certified Local Specialist walks you through each step
Programs of up to $25,000-$30,000 or more. Funds are first-come, first-served.
Prefer to talk? Call 480-256-2426
Start your assistance application
Share a few details and we will match you with Arizona programs and a local specialist.
Why apply through Arizona Home Grants Now
One form, many programs
We look at federal, state and county down payment assistance and grant programs for Arizona buyers, so you do not have to hunt for them one by one.
Matched to your area
Your details are matched by city and zip code, so you see programs that serve your part of Arizona.
A Certified Local Specialist
You are connected with an Arizona real estate professional trained in down payment assistance programs who guides you through the steps.
Help with closing costs too
Some programs may assist with down payment and closing costs, which can reduce the money needed at closing.
Credit and mortgage coaching
Specialists share advice on improving your credit score and working toward mortgage qualification.
Rehab funds in some areas
Certain programs may support home rehabilitation in government-designated revitalization areas.
What your down payment assistance application covers
Your application is a short online form. You share your income, your credit score range, the home price you are aiming for and your zip code. We use that to match you with Arizona down payment assistance and home buying grant programs that may fit your situation.
A Certified Local Specialist then reviews the options with you, explains the rules of each program and helps you work through the paperwork. Programs differ, so the specialist will explain which ones you may be able to pursue.
- Down payment assistance and home buying grant programs of up to $25,000-$30,000 or more
- Federal, state and county programs available across Arizona
- No-money-down options for buyers with little or no savings
- Closing cost assistance to lower the cash needed at closing
- Forgivable grants that require you to stay in the home for a set period
- Repayable assistance options, depending on the program
- Home rehabilitation programs in government-designated revitalization areas
- Open to buyers who already have some down payment money saved
What Arizona buyers say
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“I was introduced to ArizonaHomeGrants from a friend who just purchased a home. I had my down payment already, but I was able to add an additional $22,000 . This helped me make a more aggressive offer with a home with multiple offers. I would not have been able to get the home with that much competition without it! Highly recommend as this is life changing!”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
What happens after you apply
You send your details
Share your income, credit score range, target home price and zip code on the short form.
We match your area
Your information is matched with federal, state and county programs that serve your part of Arizona.
A specialist calls you
A Certified Local Specialist reviews the program rules with you and helps you with the application steps.
Frequently asked questions
What do I need for my application for down payment assistance?
Start with your income, your credit score range, the home price you are aiming for and your zip code. Your Certified Local Specialist will tell you what each program asks for after that.
Can I apply if I already saved a down payment?
Yes. Buyers who already have money for a down payment may still qualify for additional assistance, depending on the program.
Do I have to pay the grant back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are repayable. Your specialist explains the terms of each program you look at.
What does the matching service cost?
There is no upfront fee stated for the matching service. Each program sets its own terms and costs, and your specialist will go through them with you.
What if my credit score is low?
You can still apply. Certified Local Specialists give advice on improving credit scores and working toward mortgage qualification, along with matching you to programs.
Which areas do you cover?
Arizona only. Programs are matched by city and zip code across Arizona counties, so you see options that serve your area.
Apply for Arizona down payment assistance today
Funds for these programs are first-come, first-served. Send your details and a Certified Local Specialist will walk you through the options in your area.
- Federal, state and county programs matched to your zip code
- Apply online with income, credit score and home price
- A Certified Local Specialist walks you through each step
Prefer to talk? Call 480-256-2426