Arizona Down Payment Assistance Programs
Down Payment Assistance Programs Up to $25,000 in Arizona
Tell us your income range, credit range and target home price. We match you with Arizona grant and assistance programs and a Certified Local Specialist.
- Federal, state and county programs matched by your ZIP code
- Help with down payment and closing costs may be available
- Guidance from a Certified Local Specialist in Arizona
Arizona only. Program funds are first-come, first-served and matched by city and ZIP code.
Prefer to talk? Call 480-256-2426
Check your down payment assistance options
Tell us a little about your home buying plans. A Certified Local Specialist will follow up with Arizona program options.
Why Arizona buyers start here
Programs up to $25,000
Some Arizona programs offer up to $25,000, and some go to $30,000 or more, toward a down payment or closing costs.
Federal, state and county options
We look across program levels, so you see more choices than one source may mention.
Certified Local Specialists
You are matched with an Arizona real estate professional trained in these grant and assistance programs.
Savings are not always needed
No-money-down programs are included, and buyers who already saved some money may still be matched to more help.
Credit and mortgage coaching
Specialists give advice on improving credit scores and working through mortgage qualification steps.
First-come, first-served funds
Program money is awarded first-come, first-served, so it helps to check your options early.
What $25,000 in down payment assistance can look like
Many Arizona buyers stop looking because they have no savings set aside. Federal, state and county programs may help with a down payment or closing costs. Amounts vary by program, and some go up to $25,000 to $30,000 or more.
We are not a lender. We match your details to programs in your area and connect you with a Certified Local Specialist, an Arizona real estate professional trained in these programs. They explain eligibility rules, application steps, credit questions and mortgage qualification.
- Down payment assistance and home buying grant programs across Arizona
- Forgivable grants when you stay in the home for a set period
- Repayable assistance loans, depending on the program
- No-money-down and zero down payment options
- Closing cost assistance programs
- Home rehabilitation grants in government-designated revitalization areas
- Matching based on income, credit score, target home price and ZIP code
- Buyers who already have some down payment saved may still be matched
What Arizona buyers say about the process
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“I was introduced to ArizonaHomeGrants from a friend who just purchased a home. I had my down payment already, but I was able to add an additional $22,000 . This helped me make a more aggressive offer with a home with multiple offers. I would not have been able to get the home with that much competition without it! Highly recommend as this is life changing!”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
What happens after you submit
You send your details
Share your ZIP code, income range, credit range and the home price you have in mind.
We match programs
Your information is compared against federal, state and county programs in your part of Arizona.
A specialist reaches out
A Certified Local Specialist goes over the options, the rules and the application steps with you.
Frequently asked questions
Can I really get $25,000 in down payment assistance?
Amounts vary by program. Some Arizona programs offer up to $25,000, and some go to $30,000 or more. What you are matched with depends on your income, credit score, target home price and ZIP code. A Certified Local Specialist reviews the details with you.
Do I have to pay the money back?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are assistance loans that must be repaid. Your specialist explains the terms before you apply.
What does the matching service cost?
There is no fee to you for being matched with programs and a Certified Local Specialist. Costs tied to your mortgage or a specific program are explained to you before you apply.
Do I need great credit or savings?
Requirements vary by program. Some programs are built for buyers with little savings, and no-money-down options exist. Specialists also give advice on raising credit scores and preparing for a mortgage.
Do you help outside Arizona?
No. This service covers Arizona only. We match buyers by city and ZIP code across Arizona counties.
I already saved part of my down payment. Should I still apply?
Yes. Buyers who already have some down payment money may still be matched with additional assistance that can go toward the down payment or closing costs.
See which Arizona programs fit your plans
Assistance funds are first-come, first-served. Send your details and a Certified Local Specialist will walk you through down payment and closing cost options in your area.
- Federal, state and county programs matched by your ZIP code
- Help with down payment and closing costs may be available
- Guidance from a Certified Local Specialist in Arizona
Prefer to talk? Call 480-256-2426