Arizona down payment help
1st Home Buyer Grant Programs Across Arizona
Tell us your income, credit range and target home price. We match you with Arizona grant and down payment assistance programs and a Certified Local Specialist.
- Federal, state and county programs in one search
- Programs offer up to $25,000-$30,000 or more
- Matched by your Arizona city and ZIP code
Arizona grant and down payment assistance matching, statewide by ZIP code.
Prefer to talk? Call 480-256-2426
See Which Grants You May Match
Answer a few questions and a Certified Local Specialist will walk you through your options.
Why Arizona buyers start here
One place for many programs
We look at federal, state and county grant and down payment assistance programs for Arizona buyers.
Help with cash at closing
Some programs help with the down payment, and some help with closing costs too.
Lower credit? Still ask
Specialists give advice on credit and mortgage qualification so you know what to work on next.
Local specialists, not a call center
You are referred to a Certified Local Specialist, an Arizona agent trained in these programs.
Matched to your ZIP code
Programs change by city and county, so we match you by where you want to buy.
No money down options
We also cover no-money-down programs for buyers with little or no savings.
What a first time home buyer grant can cover
A first time buyers grant is money set aside by federal, state or county programs to help people buy a home. In Arizona, these funds are often used for the down payment, closing costs, or both. Some grants are forgivable if you stay in the home for a set period. Others are structured as assistance that is repaid. The rules depend on the program you match with.
Funds are awarded first-come, first-served, so it helps to check early. Start with a short online form. We use your income, credit score range, target home price and ZIP code to match you with programs and a Certified Local Specialist who explains the details.
- Programs offering up to $25,000-$30,000 or more in grants and down payment assistance
- Forgivable grants that require you to stay in the home for a set period
- Repayable down payment assistance options
- Closing cost assistance so less cash is needed at closing
- No-money-down and low-savings buyer programs
- Home rehabilitation grants in government-designated revitalization areas
- Credit score and mortgage qualification coaching
- Matching by Arizona city and ZIP code, all counties
Arizona buyers who used these programs
“We are first time home buyers and didn't have much money for our down payment. We found ArizonaHomeGrants and we qualified for $21,000 that we were able to use for the down payment and even had enough left over to use toward closing costs, this completely changed our lives! ”
“Being a single mom and trying to come up with the money to purchase a home is so difficult. I found ArizonaHomeGrants and they helped me get $18,000 to help me purchase my home, I'm so grateful to them as I was able to keep my kids in the area where their school and friends are, and they all got their own room. Without ArizonaHomeGrants none of that would have been possible, I couldn't be happier!”
“One of the best things we found with ArizonaHomeGrants is the amount of different Grants and No Money Down programs they have. If your credit isn't the best, you don't have any money saved, or you even make a decent living but still don't have money for a down payment. ArizonaHomeGrants will change that for you!”
How it works
Share your details
Fill in the short form with your income, credit score range, target home price and ZIP code.
We match programs
We compare your details against federal, state and county programs for your part of Arizona.
Talk to a specialist
A Certified Local Specialist contacts you, explains your options and helps with the application.
Frequently asked questions
What does this service cost me?
There is no stated fee to consumers for the matching service. You submit your details online and are referred to a Certified Local Specialist in Arizona.
Do I have to be a first time buyer?
Programs vary. Many are built for first time buyers, and other Arizona programs serve buyers in different situations. The form and a specialist will clarify which ones fit you.
Can I still apply if I already saved a down payment?
Yes. Buyers who already have money for a down payment may still match with additional assistance, depending on the program rules.
My credit score is low. Should I still apply?
You can still submit your details. Certified Local Specialists give advice on improving credit scores and on mortgage qualification so you know what steps come next.
Do I have to repay a grant?
It depends on the program. Some grants are forgivable if you stay in the home for a set period. Others are assistance that must be repaid. Your specialist explains the terms before you apply.
Which parts of Arizona do you cover?
All of Arizona. We match buyers by city and ZIP code, since programs differ by county and area. We do not cover programs outside Arizona.
See which Arizona grant programs fit you
Funds are first-come, first-served. Share a few details and a Certified Local Specialist will go over your options with you.
- Federal, state and county programs in one search
- Programs offer up to $25,000-$30,000 or more
- Matched by your Arizona city and ZIP code
Prefer to talk? Call 480-256-2426